I am soooooo stressed out.
This house buying experience has been driving me nuts. I feel so sorry for the owner. I know that she's planning a trip to Europe with this money and I'm so sorry that this has taken so long.Meanwhile I'm in a panic. I have to pay $695 to an inspection service whether we get the house or not. Allstate is continuing to debit our account for the insurance premiums whether we get the house or not. We've paid the $300 for an appraisal that falls way short on the true value on the house. The insured value on the house and the purchase price are almost $60k apart. I keep waiting and waiting. It's so hard to wait. So I told Eddie that we needed to cancel the insurance and to tell the lender we were cancelling the insurance today if they didn't get us approved. Of course they say wait until tomorrow morning. I'm shaking, I'm so upset. I honestly told Eddie I'm suicidal over this and I am, well more like self destructive. Bad checks and high debts are calling to me.
On another hand we got one copy of my credit report and at least I don't see any credit checks that I haven't approved. So maybe we can get things back on track. I saw a few small things that I could have paid off but didn't so I'll try to get a job to get some of these things paid.
Tomorrow I have to see a DHS worker, I was hoping I would have a job so we wouldn't need to go through this scrutiny but the boys need the insurance. I need to gather the paperwork together and get printouts tomorrow for the bank accounts.
God, I feel like puking or getting smashed. I could do both right now.
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