we got everything arranged to close on the house Friday at 3. So, I made arrangements to have my dsl transferred to the new house next month and once again the provider is giving me trouble. It seems that the new house is in a different market. No dsl. So it will be off here on June 3rd.
As soon as we get phone service over there I'll hook up my telephone modem and use dial up to get in when I can.
The big problem we had with not getting to close in April was the insurance premium. Monday May 16th I talked to the insurance agent and told him do what you need to do to reduce our premium to $6 or 700 he got it down to 700 plus the flood insurance which is $233 a year. The lower insurance rate lowered our debt ratio enough to get us approved for the loan. Yipeeeeeeee. I got them all the final paper work on the insurance and they called the closer.
I'm so happy, afterall I have had insurance on the house for almost a month now.
it's done, it's done, it's done! We're home owners!
BUT.... The seller's agent refused to give us the keys until the closing company writes him a check. The closing company couldn't write the check until the lending company wires the money and that won't happen until Monday.
I am soooooo stressed out.
This house buying experience has been driving me nuts. I feel so sorry for the owner. I know that she's planning a trip to Europe with this money and I'm so sorry that this has taken so long.
Meanwhile I'm in a panic. I have to pay $695 to an inspection service whether we get the house or not. Allstate is continuing to debit our account for the insurance premiums whether we get the house or not. We've paid the $300 for an appraisal that falls way short on the true value on the house. The insured value on the house and the purchase price are almost $60k apart. I keep waiting and waiting. It's so hard to wait. So I told Eddie that we needed to cancel the insurance and to tell the lender we were cancelling the insurance today if they didn't get us approved. Of course they say wait until tomorrow morning. I'm shaking, I'm so upset. I honestly told Eddie I'm suicidal over this and I am, well more like self destructive. Bad checks and high debts are calling to me.
On another hand we got one copy of my credit report and at least I don't see any credit checks that I haven't approved. So maybe we can get things back on track. I saw a few small things that I could have paid off but didn't so I'll try to get a job to get some of these things paid.
Tomorrow I have to see a DHS worker, I was hoping I would have a job so we wouldn't need to go through this scrutiny but the boys need the insurance. I need to gather the paperwork together and get printouts tomorrow for the bank accounts.
God, I feel like puking or getting smashed. I could do both right now.
Ugh I hate SBC
I've had the same internet service for almost 3 years but when I moved here they stopped charging me for it. then today---BOOM, "Mrs. T***** you owe us for 4 months of internet and that modem we sent you to replace the one our tech broke, uh you have to pay for it. That will be $500.00 due this week. We will be happy to take a check over the phone."
Sonov va vitch. Geeze people we could barely pay the bill when we weren't being charged for the dang dsl but to pay for 5 months at once? Right before we're trying to close on the house? Who are they trying to kid? So I talked them down to $400 and I'll pay half of that in 2 weeks but I guess I'm going to have to sell my truck to pay the other half plus close on the house and cover the darn flood insurance that's been added to my home owners policy. Holy cow. Some one want to get me job?
I'm in a bad mood. I'm still sick the cold has moved down into my lungs and I cannot find my Mucinex. Tiger is really sick too. He needs to have a breathing treatment every few hours. I have a feeling we're going to back in the doctor's office in a week to get amoxicillin and prednisone for him. my poor baby. I would have never believed that my lung problems could be transfered to the boys. Of course Eddie's asthma is inherited so it's not all my fault.
I need to track them down. They are having too much fun down the hall. I bet they are in my bed again.
My poor babies
I had a meltdown yesterday. Eddie was late. The kids and I are sick. He didn’t bother to call me to tell me where he was. I hate having to call and say, “where are you?” He thought that I knew. Well the truth is that I just can’t keep everything I need to remember straight. It’s rough to have one break in the routine every two weeks. My need for routine is overpowering lately. But I have been overly stressed about this house sale and looking for a job. I also found out that there is someone using my identity. I apply for jobs only to find she has applied too using my new job history. Or they run a background check on my name and find her DUI. So I have to invest in a couple of OSBI reports. We’re dead broke and I need to get these things done to get the great job I wanted. I’m going to be sick.
The kids are getting the worst of me and I hate myself for it.
A military memory
A friend of mine in Chicago has a son in Iraq. The poor guy is newly married and has a baby on the way. My friend is very upset that her dil’s sister is being a bitch to her son’s friend and is spreading stories about the dil. It all upsets her son. She put it like this.
” I told her that I had something to say to her and I wasn't saying it to hurt her feelings or to piss her off, but the bullshit has to stop with the tales being told to him. Either tell him everything herself or stop sending messages or tell her sister to shut her mouth. That is would only take a split second for him to lose his life if he was distracted about something going on at home. He needs to completely focus on what he's doing there to save his life and others and not to be worried about bullshit back in the states. If she wanted to tell him then tell him in a letter or when he can call. And just because her sister was miserable in her marriage and was leading her husband around by his crotch hairs doesn't mean she gets to do it to him. Also that I've been his mother a lot longer than she has been his wife. And that when they married they created their own family unit. I wasn't going to stick my nose in their business, but when he comes to him and his mental health and safety...I would and if anything happened to him because of some stupid bullshit tale being told him from someone in Co. "mama wasn't going to be a happy person and would be looking for answers"! Not a threat but a promise. She needs to realize that she has to take care of things at home and not give him any extra worry. She certainly knew that he was Army and re-enlisted, she made a choice when she chose to marry him and have a baby. Now I didn't say that to her tonight, but have said it in the past and I don't think I need to repeat it. She has a load to carry and I'm willing to help her if she needs it. She is lucky to be able to receive calls and e-mail from him, I didn't have that when his dad and hubby were active duty. You either got nothing or hoped for a letter.”
It got me to thinking about 1990. I wasn’t happy that Jeff was over there and I hated his enlistment from the start. But I was also so paralyzed with fear that I really almost wished that I could stay home and in bed like my mom often did. It was so hard to deal with his family. They knew it all and I couldn’t tell them anything different. I didn’t want any interference from his mother about anything and she was a big bitch to me. At that time I was really dedicated to my marriage because I didn’t want him to die and me be out screwing around at that very minute. I also felt very secure in my marriage that my rights and future were protected unlike during basic training and the final time I returned to Oklahoma. But the one glaring difference in those 3 timeframes. While Jeff was in Iraq I was on antidepressants to keep me going. I was well supported and didn’t have his parents breathing down my neck. That’s so sad.
I see that difference here. Eddie supports me 100%. His parents do not have any say in our lives. We actually have to parent them. Jeff isn’t at that point in his life and maybe when he is he will understand what hell I have been through in my life being my mother’s keeper. ~~~I just vomited remembering Jeff trying to force me to turn my back on my mother.~~~ We struggled so much that year. Keeping my mom from trying to kill herself again, getting her money in order to keep her from being homeless and dealing with court cases. I didn’t need his demands to make it worse. He was not my boss not could he dictate my life although he thought he had that right because he had custody of my oldest son. He is such a jerk.
I hope he really finds out what a true marriage and partnership is.
